Which FICO Score Do Mortgage Lenders Use? What Fico Score Do Mortgage Lenders Use?

Published: 27 January 2023
on channel: Ask Me Anything Insight
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Which FICO Score Do Mortgage Lenders Use? what fico score do mortgage lenders use?

The most commonly used FICO Score in the mortgage-lending industry is the FICO Score 5. According to FICO, the majority of lenders pull credit histories from all three credit reporting agencies as they evaluate mortgage applications. Mortgage lenders may also use FICO Score 2 or FICO Score 4 in their decisions as well.

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